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FAQ

At 89CapitalCo, we offer a diverse range of loan products tailored to meet the unique needs of businesses. Our offerings include term loans, lines of credit, equipment financing, SBA loans, and more.

Eligibility criteria may vary depending on the type of loan and specific circumstances. Generally, we consider factors such as credit history, revenue, time in business, and the purpose of the loan. Our team will work with you to determine your eligibility and guide you through the application process.

The duration of the approval process can vary depending on factors such as the complexity of the loan request, completeness of documentation, and responsiveness of the borrower. In many cases, we strive to provide quick approvals and expedited funding to meet our clients’ needs.

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Our interest rates and terms are competitive and tailored to suit the specific requirements of each client. Rates and terms will be discussed with you during the application process based on factors such as creditworthiness, loan amount, and repayment terms.

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Collateral requirements may vary depending on the type of loan and risk assessment. While some loans may require collateral to secure funding, others may be available without collateral, particularly for well-qualified borrowers. Our team will provide clarity on collateral requirements during the application process.

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Yes, we offer prequalification options to help you assess your eligibility and borrowing capacity before formally applying for a loan. Prequalification typically involves a preliminary evaluation of your financial situation to determine the loan products that may be suitable for you.

We provide financing solutions to businesses across a wide range of industries, including but not limited to retail, hospitality, healthcare, manufacturing, technology, and professional services. Our goal is to support businesses of all sizes and sectors in achieving their growth objectives.

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Getting started is easy! Simply fill out our online application form or reach out to our team directly to schedule a consultation. We’ll guide you through the application process, answer any questions you may have, and work with you to find the best financing solution for your business.

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(805) 202-8084

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