Preventative Care Management Plan (PCMP)
Smarter Benefits. Stronger Business.
At 89CapitalCo, we believe smart benefits create smart businesses. Our Preventative Care Management Plan (PCMP) is a no-cost employee wellness solution that improves workforce retention, supports employee health, and delivers $590/year in average payroll tax savings per W-2 employee—with zero out-of-pocket cost to you or your team.
What Is PCMP?
The Preventative Care Management Plan (PCMP) is a fully compliant, IRS-recognized Section 125 benefit program that delivers real value to both employers and employees. Employees receive:
- 24/7 Telemedicine Access
- Mental Health & EAP Services
- Preventative Health Monitoring (e.g., facial scan vitals)
- Access to the Mayo Clinic Care Network
- Health Education & Chronic Condition Support
- $0 Copays and No Claims to File
Why Employers Love It
- Payroll Tax Savings: Average of $590 per employee per year in FICA savings
- Zero Cost: No out-of-pocket expense to the company
- Easy Implementation: Fully integrated with most payroll systems
- Boosts Recruitment & Retention: Attract and retain top talent
- Compliance Included: Full support from benefit experts
Why Employees Appreciate It
- Completely Free: No copays or deductibles
- On-Demand Care: 24/7 wellness tools and support
- Hassle-Free: No claims to file or visits required
- Protected Paycheck: Pre-tax benefits add value with no loss in base salary
How It Works
- Discovery & Evaluation: We assess your company’s savings potential
- Custom Plan Design: Tailored to your employee base and payroll system
- Streamlined Setup: We handle onboarding, training, and compliance
- Ongoing Support: Our team stays involved after launch
Who It Works Best For
PCMP is ideal for companies with 10+ W-2 employees using a payroll provider who want to offer better benefits, improve retention, and unlock tax savings—without increasing compensation costs.
Industries seeing success include: Healthcare, Logistics, Construction, Education, and Professional Services.
📞 Ready to See How Much You Could Save?
Most companies are surprised how much they’re leaving on the table. Let’s run a quick, no-obligation savings estimate.
Call or text (561) 568-2393 if you have any questions.
